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Loan Calculator

See exactly what your loan will cost. Adjust the amount and term to find a repayment plan that works for you.

R 3,000.00
R 500R 8,000
3 months
1 month6 months

Cost Breakdown

Monthly instalmentR 1,170.63
Initiation fee (once-off)R 495.00
Monthly service feeR 69.00
Monthly interest (5%)R 150.00
Total repaymentR 4,006.88
Total cost of creditR 1,006.88

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Repayment Schedule

MonthOpening BalanceInterestPaymentClosing Balance
1R 3,000.00R 150.00R 1,101.63R 2,048.37
2R 2,048.37R 102.42R 1,101.63R 1,049.17
3R 1,049.17R 52.46R 1,101.63R 0.00

* This schedule shows principal and interest only. The initiation fee (R 495.00) is a once-off charge and the monthly service fee (R 69.00) is added to each instalment. Actual amounts may vary based on your credit assessment.